How Do You Buy A House For The First Time? First-Time Home Buyer Tips Pay Off All Debt and Build an Emergency Fund. Determine How Much House You Can Afford. Save a Down Payment. Save for Closing Costs. Get Preapproved for a Loan. Find a Home for Sale in Your Price Range. Research Neighborhoods for Best Fit. Attend Open Houses and Think Long Term. Make a Competitive Offer (That’s Within Your Budget!) Prepare for Closing Call Amber Cyman now to talk about buying a waterfront house. Amber Cyman Real Estate 511 E Front St Suite 102 Traverse City, MI 49686 231-944-9979 https://ambercyman.com https://www.google.com/maps?cid=6707706476642726282 https://gmbtool.page.link/9v1B
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Do you have to pay realtor if the house doesn't sell? Listing contracts vary, so you will need to obtain and read a copy of the agreement to know for sure. You have the right to sell your property on your own (FSBO) or with another agent after the agreement expires. BUT, most listing agreement s will contain a provision that requires you to pay a commission to the original listing agent on any sale to a prospective customer that was obtained during the listing period for specific number of days after the expiration of the agreement. Again, check your listing agreement for this information. Call Amber Cyman now to discuss buying a waterfront house. Amber Cyman Real Estate 511 E Front St Suite 102 Traverse City, MI 49686 231-944-9979 https://ambercyman.com https://www.google.com/maps?cid=6707706476642726282 https://gmbtool.page.link/z5nb
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What Do Appraisers Look At? What home appraisers look for: External factors of the house Depending on your property’s condition and size, the appraisal process can be a quick 15-minute visit or a two- to three-hour examination. Other external factors include: Neighborhood characteristics (i.e., urban, suburban, rural) Percentage of present land use in the neighborhood (one-unit housing, two- to four-unit housing, multifamily, commercial) Zoning classification Lot size Whether the property has public utilities The type of driveway surface and any car storage. What home appraisers look for: Internal factors of the house Structure, condition, and size, including: What home appraisers look for: What’s the general condition of the house? The materials and conditions of the foundation and exterior walls, the roof surface, screens, gutters and downspouts What home appraisers look for: Home improvements, upgrades, and additions Necessities such as the type of heating and cooling systems a home has. Call Amber Cyman now to talk about selling your home. Amber Cyman Real Estate 511 E Front St Suite 102 Traverse City, MI 49686 231-944-9979 https://ambercyman.com https://www.google.com/maps?cid=6707706476642726282 https://gmbtool.page.link/53tw
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What Should You Not Do Before Buying A House? Many first-time home buyers are surprised to discover just how many ways you can mess up a home purchase. You may have got your pre-approval, found a home you loved and made an offer. But if you want to avoid messing up the transaction, you will need to be extremely careful until the sale has closed. Making mistakes is easy when you have never bought a home before. Avoid these home buying mistakes to keep the stress out of your life! 1. Don’t miss loan payments. 2. Be careful before you consolidate your debt. 3. Avoid changing jobs. 4. Don’t shift your finances around before getting the loan. 5. Don’t start banking at a new institution. 6. Avoid buying a car. 7. Don’t buy furniture or household goods on credit. 8. Avoid making large deposits into your bank account or making cash deposits. 9. Avoid lying or stretching the truth on your loan inquiry. 10. Don’t let anyone make inquiries into your credit. 11. Don’t spend the money you are going to use to cover closing costs. 12. Don’t overextend yourself. 13. Avoid being a co-signer for anyone. 14. Don’t spend more than the value of the home. Call Amber Cyman now to discuss selling your home. Amber Cyman Real Estate 511 E Front St Suite 102 Traverse City, MI 49686 231-9 https://gmbtool.page.link/6Wy9
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How Can I Buy A House With No Money? Different types of zero down mortgages that are available in 2017. USDA Loans – Zero Down Payment VA Loans – Zero Down Payment FHA Loans (Low Down Payment Home Loan) FHA 203k Loans (Home Renovation Loan) Conventional 97% LTV Mortgage (3% Down) First-time home buyer down-payment assistance programs No money down mortgages with bad credit USDA and VA loans require zero down payment. FHA and Conventional loans need just 3.5% or less down, but 100% of the down payment can be a gift. This would make it possible to buy a house with no money down. Call Amber Cyman now to talk about buying a vacation home. Amber Cyman Real Estate 511 E Front St Suite 102 Traverse City, MI 49686 231-944-9979 https://ambercyman.com https://www.google.com/maps?cid=6707706476642726282
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How Can I Stage My House To Sell Faster? If you are planning to put your house on the market this summer, it goes without saying that you are hoping to sell your home as quickly as possible and get your asking price. Set the stage for success with these 21 tips for styling and upgrading your home, and see results — fast. 1. Boost curb appeal. 2. Welcome visitors with an inviting porch. 3. Get your house sparkling clean. 4. Clear away all clutter. 5. Strike a balance between clean and lived-in. 6. Style your dining room table. 7. Take a good look at your floors. 8. Rearrange your furniture. 9. Choose sophisticated neutral colors. 10. Create a gender-neutral master bedroom. 11. Open those closets! Open-house visitors will peek inside your closets. 12. Clean up toys. 13. Use "extra" rooms wisely. 14. Try a pedestal sink to maximize space. 15. Use only perfect personal accents. 16. Entice people to explore the whole house. 17. Show how you can use awkward areas. 18. Beware pet odors. 19. Create a lifestyle people are looking for. 20. Stage the outdoors too. 21. Think seasonally. Take advantage of the cozy vibe of the season in autumn and winter, by building a fire in the fireplace and simmering hot apple cider on the stove. Call Amber Cyman now to discuss {buying a new home|buying a second home|buying a vacation home|buying a waterfront ho
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July 2020
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